We help with bookkeeping, VAT filings, Omavero matters and simple payroll — with clear monthly pricing and a real person you can contact when something is unclear.
Practical bookkeeping and tax support for sole traders, consultants, light entrepreneurs and small Oy companies in Finland.
Receipts, bank reconciliation and clear monthly summaries.
Monthly, quarterly or annual VAT — including small-scale and reverse-charge cases.
We can review prepayments during the year so there are fewer surprises later.
For one or two employees or occasional contractors — payslips and Incomes Register filings included.
We help with Omavero messages and, where authorised, can assist with replies.
Tax return, simple closing of accounts, and a short planning call for the year ahead.
Here are starting packages for common small-business situations. We can confirm the right fit after a short discussion.
Three practical steps. In many cases, setup can be completed within about a week.
We discuss your current situation and what kind of support you need.
If you decide to continue, we guide you through the required Suomi.fi authorisations and setup.
You send the material, and we prepare the bookkeeping, reports and summaries agreed in your plan.
Short answers to questions we hear often. If yours isn't here, please get in touch.
A Toiminimi (sole trader) is often the simplest and least expensive option — it can be a good fit when annual revenue is moderate and you're working alone. An Oy (limited company) may make sense when profits grow large enough that the corporate tax route becomes more efficient, or when you want a clearer separation between you and the business. We're happy to walk through your situation with you before you decide.
If your turnover during a calendar year exceeds the small-scale threshold (currently 20,000 €), you generally need to register for VAT and start charging it on your invoices from that point. Below the threshold you may register voluntarily, which can be useful when most of your customers are VAT-registered businesses.
In general, expenses that are clearly related to your business may be deductible — for example tools and software, work travel, the work-use share of phone and internet, and professional training. Mixed personal/business items (like a laptop you also use at home) are usually deducted by the business-use share. The exact treatment depends on the item and how it is used. Keep the receipts — we can look at them with you during bookkeeping.
YEL is the pension and social insurance for self-employed people. It generally becomes mandatory when your estimated annual work income exceeds the lower threshold (9,423.09 € in 2026) and you've been self-employed for more than 4 months. The work-income figure also affects sick leave and parental benefits — it's usually worth setting realistically rather than at the minimum.
The Tax Administration estimates your taxable profit for the year and splits it into instalments you pay during the year. If your business grows or shrinks compared to the estimate, you can update it in Omavero — we can look at this with you a couple of times a year so the autumn final tax is less of a surprise.
Omavero is the Finnish tax authority's online service. Most VAT, prepaid tax and tax return matters are handled there. With a Suomi.fi authorisation we can support you with many of these tasks, so you don't always have to log in yourself.
Not always. If you have only a handful of invoices a year, a spreadsheet and Omavero may be enough. You may want to speak with an accountant once VAT, regular invoicing, payroll, or year-end reporting becomes part of your routine. The first call is free either way.
You give 1 month notice to your current provider, ask them for the data files (SAF-T or your software's export), and authorise us in Suomi.fi. We can take it from there — including a check of the opening balances before we start.
Tell us a little about your situation and we'll get back to you. Replies in English or Finnish, whichever you prefer.